Can you get a car in the UAE with zero down payment?
Sometimes: if a bank lends you the full price, or if you rent and the car is never yours. If you want to own the car without a bank, expect a payment at the start. With Gleeven it is 10 percent of the price, from AED 7,600, and the car is yours after the last monthly payment.
Updated 29 October 2026
When zero down is possible
- A bank lends you the full price. You need a salary the bank accepts, and you pay interest on the full price.
- You rent. You pay every month and give the car back.
What you can do instead
- Choose a cheaper car, so the first payment is smaller.
- Pay 10 percent at the start and the rest over 12 months with no bank and no interest.
- See and test drive the car first. Nothing is paid before you sign.
The smallest first payments today
These are the cars with the smallest down payment on Gleeven now. The numbers change when the cars change.
Cars with the smallest down payment
- Audi A3 Premium Plus 2022: AED 9,000 down payment, then 24 payments of AED 3,375, or AED 7,600 down and 12 payments of AED 5,700
- Audi A4 S line 2022: AED 11,400 down payment, then 24 payments of AED 4,275, or AED 9,600 down and 12 payments of AED 7,200
- Infiniti Q60 2022: AED 13,100 down payment, then 24 payments of AED 4,913, or AED 11,100 down and 12 payments of AED 8,325
- Ford Mustang Convertible 2024: AED 19,400 down payment, then 24 payments of AED 7,275, or AED 16,300 down and 12 payments of AED 12,225
- BMW 230i 2022: AED 21,000 down payment, then 24 payments of AED 7,875, or AED 17,700 down and 12 payments of AED 13,275
- Infiniti QX80 2023: AED 24,300 down payment, then 24 payments of AED 9,113, or AED 20,500 down and 12 payments of AED 15,375
What else to know
- The 10 percent is part of the price, not a separate deposit.
- Over 12 months the total is the car price. Every car can also be paid over 24 months, and then the total is higher.
- Insurance is included. Fuel, Salik, fines and service are on you.
Questions people ask
Can I get a car with no down payment and no bank? +
Not with us. Without a bank, the seller needs a first payment. At Gleeven it is 10 percent of the price.
Do I need a salary certificate? +
No. We do not ask for a salary certificate, a salary transfer, bank statements or a bank approval.
When is the car mine? +
After the last monthly payment. The car stays registered to the seller, LAAS Car Rental L.L.C, until your last payment. Within 15 days after it, the car is transferred to your name at RTA. You pay the RTA transfer fee.