Rent to own a car in Dubai with no down payment: what to know
Gleeven does not have a plan with nothing at the start. You pay 10 percent of the car price when you sign, from AED 7,600, and the rest in 12 or 24 monthly payments. Here is why a small first payment often costs less than zero down, and what to check in any offer.
Updated 29 October 2026
Zero down is never free
When nothing is paid at the start, the full price of the car is spread over the monthly payments. So each payment is higher, the plan is longer, or there is a big payment at the end. Some offers called zero down are rentals: you pay every month and give the car back.
A simple example with the Audi A4 S line 2022. With 10 percent down you pay AED 11,400 at the start and 24 payments of AED 4,275. With nothing at the start, the same car would need 24 payments of about AED 4,750.
The total is the same in this example, because the down payment is part of the price: with nothing at the start, the same amount moves into the monthly payments. Over 12 months the same car is AED 9,600 at the start and 12 payments of AED 7,200, and Gleeven adds no interest. With a lender who charges interest, the total grows with every month you add.
What the 10 percent is
It is part of the car price, not a fee. The 10 percent and the monthly payments add up to the price written in your contract. There is no separate deposit on top. You pay it when you sign, after you have seen and test driven the car.
Down payment on every car we have now
- Audi A3 Premium Plus 2022: AED 9,000 down payment, then 24 payments of AED 3,375, or AED 7,600 down and 12 payments of AED 5,700
- Audi A4 S line 2022: AED 11,400 down payment, then 24 payments of AED 4,275, or AED 9,600 down and 12 payments of AED 7,200
- Infiniti Q60 2022: AED 13,100 down payment, then 24 payments of AED 4,913, or AED 11,100 down and 12 payments of AED 8,325
- Ford Mustang Convertible 2024: AED 19,400 down payment, then 24 payments of AED 7,275, or AED 16,300 down and 12 payments of AED 12,225
- BMW 230i 2022: AED 21,000 down payment, then 24 payments of AED 7,875, or AED 17,700 down and 12 payments of AED 13,275
- Infiniti QX80 2023: AED 24,300 down payment, then 24 payments of AED 9,113, or AED 20,500 down and 12 payments of AED 15,375
- Porsche Macan 2023: AED 29,400 down payment, then 24 payments of AED 11,025, or AED 24,800 down and 12 payments of AED 18,600
- BMW 840i xDrive 2023: AED 30,200 down payment, then 24 payments of AED 11,325, or AED 25,500 down and 12 payments of AED 19,125
- Porsche 718 Boxster 2023: AED 38,200 down payment, then 24 payments of AED 14,325, or AED 32,300 down and 12 payments of AED 24,225
- BMW X5 M 2022: AED 45,000 down payment, then 24 payments of AED 16,875, or AED 37,900 down and 12 payments of AED 28,425
- Mercedes-Benz S 580 2022: AED 45,100 down payment, then 24 payments of AED 16,913, or AED 38,100 down and 12 payments of AED 28,575
- Audi RS6 Avant 2022: AED 50,100 down payment, then 24 payments of AED 18,788, or AED 42,300 down and 12 payments of AED 31,725
- Land Rover Range Rover Sport 2024: AED 57,400 down payment, then 24 payments of AED 21,525, or AED 48,500 down and 12 payments of AED 36,375
Questions to ask about any zero down offer
- What do I pay in total, from the first payment to the last?
- How many months, and is there a payment at the end?
- Who owns the car during the plan, and when does it go to my name?
- What is included: insurance, service, registration?
- What happens if I am late with a payment, and what if I want to pay it off early?
- Is there a mileage limit?
Get the answers in the contract, not only in a chat.